LaPlace Creditor Harassment Attorney
Metairie Bankruptcy Lawyer
In 2010, the Federal Trade Commission received more complaints about creditors than almost any other business type (surpassed only by car dealers). The FTC also reported that those numbers of creditor complaints were up 15% from 2009.
If you are facing creditor harassment after not being able to pay your bills on time, you can file for bankruptcy with the help of our Metairie bankruptcy attorney. After filing for bankruptcy, creditors will be legally forbidden to harass you any longer. With the downturn of the economy, it has become more and more difficult to stay above water, despite your best efforts.
Big Easy Law Group is here to help you take your life back. Our attorneys work with hundreds of people every year, managing their bankruptcy needs. You will receive unmatched personal service and open, accessible communication after deciding to become one of our clients.
Our experienced attorneys can also guide you through issues like foreclosure, wage garnishment, and credit restoration. We understand that these are stressful and overwhelming situations, which is why we are here to guide you through the process toward financial stability. Remember that the moment you file for bankruptcy, your creditors must immediately stop attempting to obtain funds from you.
Stopping Creditor Harassment
If you feel that filing for bankruptcy is not in your best interest at this point, you still have some other options you can discuss with our attorneys. Your LaPlace creditor harassment lawyer also will be able to write a cease and desist letter to creditors on your behalf.
Under the Fair Debt Collection Practices Act (FDCPA), creditors may not take any of the following actions:
- Calling you at all hours with aggressive messages
- Exaggerating or lying about the amount or type of your debt
- Failing to give you a letter describing your debt in detail
If you have fallen victim to any of these creditor abuses, they have violated the FDCPA, and your attorney may be able to take legal action in your defense.
Contact a creditor harassment lawyer to stop being harassed by debt collectors. If you live in Mandeville, Covington, and St. Tammany Parish or the surrounding areas, be sure to reach out to our bankruptcy firm.